Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and full payment schedule. Annuity and differentiated payments.
20%
years
%
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How to Calculate Your Mortgage Payment
- Enter the loan amount — the total property price minus your down payment.
- Set the annual interest rate offered by your lender.
- Choose the loan term in years (typically 15 or 30 years).
- Select the payment type (annuity for equal monthly payments, or differentiated for decreasing payments) and click Calculate to see your monthly payment, total interest, and full schedule.
Riferimento Rapido
| Da | A |
|---|---|
| $100,000 · 5% · 30yr | $536/mo |
| $200,000 · 6% · 30yr | $1,199/mo |
| $250,000 · 5% · 15yr | $1,977/mo |
| $300,000 · 4% · 30yr | $1,432/mo |
| $500,000 · 7% · 30yr | $3,327/mo |
| $150,000 · 5.5% · 20yr | $1,032/mo |
Casi d'Uso
- •Comparing mortgage offers from different banks to find the lowest total cost.
- •Planning a home purchase budget by seeing the exact monthly payment before applying.
- •Evaluating how making extra principal payments reduces the total interest paid.
Formula
Annuity payment: M = P × r(1+r)^n / ((1+r)^n − 1), where P = loan amount, r = monthly rate, n = number of months.