OhMyCalc

Annuity Calculator

Calculate periodic annuity payments for a loan or investment. Choose monthly, quarterly, or yearly payment frequency and see total cost and interest.

How to Use the Annuity Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

Referência Rápida

DePara
$500/mo · 7% · 30yr$566,765
$1,000/mo · 8% · 25yr$878,570
$200/mo · 6% · 20yr$88,285
$300/mo · 7% · 35yr$498,395
$1,500/mo · 5% · 15yr$400,580
$250/mo · 10% · 30yr$493,482

Casos de Uso

Fórmula

PMT = PV × r / (1 − (1 + r)^(−n)), where PV is the present value (principal), r is the periodic interest rate (annual rate / payments per year / 100), and n is the total number of payments (years × payments per year).

Perguntas Frequentes

How to use?
Enter the data and click the calculate button.
What is an annuity?
An annuity is a series of equal payments made at regular intervals over a fixed period, used to repay a loan or accumulate savings.
Is it free?
Yes, all calculators are completely free.