Prepayment Calculator
See how much time and interest you save by making a lump-sum prepayment on your loan. Compare the original and reduced loan schedules.
How to Use the Prepayment Calculator
- Enter the required financial values such as amount, rate, or term.
- Adjust additional parameters if available (e.g., down payment, fees).
- The result updates automatically as you type.
- Review the calculated figures including breakdowns and totals.
クイックリファレンス
| 変換元 | 変換先 |
|---|---|
| $100,000 · 5% · 30yr | $536/mo |
| $200,000 · 6% · 30yr | $1,199/mo |
| $250,000 · 5% · 15yr | $1,977/mo |
| $300,000 · 4% · 30yr | $1,432/mo |
| $500,000 · 7% · 30yr | $3,327/mo |
| $150,000 · 5.5% · 20yr | $1,032/mo |
使用例
- •Evaluating different loan or mortgage options before making a decision.
- •Planning a monthly budget with accurate payment projections.
- •Estimating long-term investment growth or retirement savings.
- •Comparing interest rates and total costs across financial products.
計算式
New balance = Balance − Prepayment. New term: solve for n in M = B_new × r × (1+r)^n / ((1+r)^n − 1). Months saved = Original term − New term.
よくある質問
How to use?
Enter the data and click the calculate button.
Calculation accuracy?
Calculations are performed with high precision.
Is it free?
Yes, all calculators are completely free.