OhMyCalc

Personal Loan Calculator

Calculate monthly payments for a personal loan. See your monthly payment, total amount paid, total interest, and first month's interest portion.

How to Use the Personal Loan Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

クイックリファレンス

変換元変換先
$100,000 · 5% · 30yr$536/mo
$200,000 · 6% · 30yr$1,199/mo
$250,000 · 5% · 15yr$1,977/mo
$300,000 · 4% · 30yr$1,432/mo
$500,000 · 7% · 30yr$3,327/mo
$150,000 · 5.5% · 20yr$1,032/mo

使用例

計算式

M = P × r × (1+r)^n / ((1+r)^n − 1), where P is principal, r = annual rate / 1200, n is months. First month interest = P × r.

よくある質問

How to use?
Enter the data and click the calculate button.
Calculation accuracy?
Calculations are performed with high precision.
Is it free?
Yes, all calculators are completely free.