OhMyCalc

Lease Calculator

Calculate monthly lease payments, total cost, depreciation, and finance charges for any leased asset using the money factor method.

How to Use the Lease Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

クイックリファレンス

変換元変換先
1%0.083% monthly
5%0.417% monthly
10%0.833% monthly
12%1% monthly
APR 6%APY ~6.17%
30 years360 payments

使用例

計算式

Depreciation = (Cap cost − Residual) / Term. Finance charge = (Cap cost + Residual) × Money factor. Monthly payment = Depreciation + Finance charge.

よくある質問

How to use?
Enter the data and click the calculate button.
What is money factor?
Money factor is a way to express the interest rate on a lease. Multiply it by 2400 to get the approximate annual interest rate (e.g., 0.0025 × 2400 = 6%).
Is it free?
Yes, all calculators are completely free.