OhMyCalc

Interest Rate Calculator

Find the annual interest rate on a loan given the principal, monthly payment, and term. Uses Newton's method for precise results.

How to Use the Interest Rate Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

クイックリファレンス

変換元変換先
$1,000 · 5% · 1yr$1,050
$5,000 · 4% · 3yr$5,624
$10,000 · 6% · 5yr$13,382
$10,000 · 3% · 10yr$13,439
$25,000 · 5% · 10yr$40,722
$50,000 · 7% · 20yr$193,484

使用例

計算式

Solve for r in: P × r × (1+r)^n / ((1+r)^n − 1) = M, where P is principal, M is monthly payment, n is term in months. Annual rate = r × 1200.

よくある質問

How to use?
Enter the data and click the calculate button.
Calculation accuracy?
Calculations are performed with high precision using Newton's iterative method.
Is it free?
Yes, all calculators are completely free.