OhMyCalc

Amortization Calculator

Calculate loan amortization with monthly payment, total amount paid, and total interest over the life of the loan.

How to Use the Amortization Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

クイックリファレンス

変換元変換先
$100,000 · 5% · 30yr$536/mo
$200,000 · 6% · 30yr$1,199/mo
$250,000 · 5% · 15yr$1,977/mo
$300,000 · 4% · 30yr$1,432/mo
$500,000 · 7% · 30yr$3,327/mo
$150,000 · 5.5% · 20yr$1,032/mo

使用例

計算式

Monthly payment M = P × r × (1+r)^n / ((1+r)^n − 1), where P = loan amount, r = monthly rate (annual rate / 1200), n = term in months. Total paid = M × n. Total interest = Total paid − P.

よくある質問

How to use?
Enter the data and click the calculate button.
Calculation accuracy?
Calculations are performed with high precision.
Is it free?
Yes, all calculators are completely free.