OhMyCalc

401(k) Calculator

Estimate your 401(k) retirement savings based on salary, contribution rate, employer match, and expected investment returns over time.

How to Use the 401(k) Calculator

  1. Enter the required financial values such as amount, rate, or term.
  2. Adjust additional parameters if available (e.g., down payment, fees).
  3. The result updates automatically as you type.
  4. Review the calculated figures including breakdowns and totals.

クイックリファレンス

変換元変換先
$500/mo · 7% · 30yr$566,765
$1,000/mo · 8% · 25yr$878,570
$200/mo · 6% · 20yr$88,285
$300/mo · 7% · 35yr$498,395
$1,500/mo · 5% · 15yr$400,580
$250/mo · 10% · 30yr$493,482

使用例

計算式

Yearly contribution = Salary × Contribution%. Employer match = min(Salary × Match%, Contribution). Each year: Balance = (Balance + Contribution + Employer) × (1 + Return%). Total growth = Final balance − Initial balance − Your contributions − Employer contributions.

よくある質問

How to use?
Enter the data and click the calculate button.
What is employer match?
Employer match is the percentage of your salary that your employer contributes to your 401(k), typically up to your own contribution amount.
Is it free?
Yes, all calculators are completely free.