Freelance Hourly Rate Calculator
Work out the gross and net hourly rate a freelancer must charge to hit an annual income target, accounting for overhead, billable hours, and taxes.
How to Use the Freelance Hourly Rate Calculator
- Enter your target annual take-home.
- Enter yearly overhead.
- Enter billable hours per year.
- Enter tax rate.
- Click Calculate.
使用场景
- •Setting a new freelance rate.
- •Negotiating a retainer.
- •Comparing full-time vs freelancing income.
公式
Gross hourly = (target income + overhead) / billable hours. Net hourly = gross × (1 − tax%).
常见问题
How many billable hours is realistic?
1 000–1 400 hours/year is typical — full-time has 2 080 hours but admin, sales, vacation, and sick days consume 30–50% of them.
What is in overhead?
Coworking, software, accounting, insurance, business phone, and marketing. Put your full yearly number into the overhead field.
Which tax rate?
Use your marginal rate including social contributions. In Russia, self-employed (НПД) is 4–6%, individual entrepreneurs on USN around 6%.