Future Value Calculator
Calculate the future value of an investment with optional regular payments using compound interest.
How to Use the Future Value Calculator
- Enter the required financial values such as amount, rate, or term.
- Adjust additional parameters if available (e.g., down payment, fees).
- The result updates automatically as you type.
- Review the calculated figures including breakdowns and totals.
Referência Rápida
| De | Para |
|---|---|
| $500/mo · 7% · 30yr | $566,765 |
| $1,000/mo · 8% · 25yr | $878,570 |
| $200/mo · 6% · 20yr | $88,285 |
| $300/mo · 7% · 35yr | $498,395 |
| $1,500/mo · 5% · 15yr | $400,580 |
| $250/mo · 10% · 30yr | $493,482 |
Casos de Uso
- •Evaluating different loan or mortgage options before making a decision.
- •Planning a monthly budget with accurate payment projections.
- •Estimating long-term investment growth or retirement savings.
- •Comparing interest rates and total costs across financial products.
Perguntas Frequentes
What is Future Value (FV)?
Future Value is the value of a current asset at a future date based on an assumed growth rate (interest rate). It accounts for compound interest over time.
What is the FV formula?
FV = PV × (1+r)ⁿ + PMT × ((1+r)ⁿ - 1) / r, where PV is present value, r is the period rate, n is the number of periods, and PMT is the regular payment.
What periods should I use?
Periods should match your rate frequency. If using annual rate, enter years. For monthly compounding, convert the annual rate to monthly (r/12) and use months.
Can I calculate without regular payments?
Yes — set the regular payment to 0 to calculate FV for a lump sum investment only.