OhMyCalc

College Savings Calculator

Calculate future value of college savings with monthly contributions and compound interest.

How to Use the College Savings Calculator

  1. Enter the required financial values.
  2. Adjust additional parameters if available.
  3. Click Calculate to see the results.
  4. Review the calculated figures and breakdowns.

Quick Reference

FromTo
$10K + $200/mo · 18yr · 7%~$121K
$0 + $500/mo · 18yr · 7%~$217K
$5K + $300/mo · 10yr · 6%~$58K
Public 4yr (2024)~$26K/yr
Private 4yr (2024)~$58K/yr
529 planTax-free growth

Use Cases

Formula

FV = PV×(1+r)^n + PMT×((1+r)^n - 1)/r, where r = annual rate / 12 and n = years × 12.

Frequently Asked Questions

How to use?
Enter the data and click the calculate button.
Calculation accuracy?
Calculations are performed with high precision.
Is it free?
Yes, all calculators are completely free.